Ethical Investing

Grow your wealth without compromising your values.

Ethical investing means putting your money into companies and funds that reflect what you care about — and steering clear of those that don't. It's built on the idea that returns and responsibility aren't mutually exclusive: you can grow your wealth while supporting businesses that treat people, the planet, and governance seriously.

Approaches

How We Think About Ethical Investing

At Aylin Wealth, we help you translate your personal values into a practical investment strategy — one that still stays disciplined about risk, diversification, and long-term goals.

Approach 01

ESG Investing

Screening companies on Environmental, Social, and Governance factors, alongside traditional financial analysis. This typically includes:

  • Carbon footprint
  • Labour practices
  • Board diversity
  • Executive accountability
Approach 02

Socially Responsible Investing (SRI)

Excluding sectors an investor considers harmful — typically:

  • Tobacco
  • Weapons
  • Gambling
  • Fossil fuels
Approach 03

Impact Investing

Actively directing capital toward businesses solving a specific problem, such as:

  • Clean energy
  • Affordable healthcare
  • Financial inclusion

With measurable social or environmental outcomes alongside financial return.

Approach 04

Faith-Based / Shariah-Compliant Investing

Investing according to religious principles. Shariah-compliant funds exclude:

  • Interest-based finance (riba)
  • Alcohol
  • Gambling
  • Tobacco
  • Pork-related products
  • Conventional insurance
  • Adult entertainment

Screening also typically checks a company's financial ratios — for example, total debt can't exceed roughly a third of assets — to rule out businesses that are heavily reliant on interest-bearing debt, even if their core business is otherwise permissible.

Regulatory Context

Where This Stands Today

India & International

In India today, this space is smaller but growing — anchored by SEBI's BRSR disclosure norms for listed companies, the Nifty100 ESG index as a benchmark, a handful of dedicated ESG mutual funds, and a small set of Shariah-compliant funds for faith-based investors.

Internationally, frameworks like the UN PRI, the EU's SFDR, and TCFD climate disclosures have made ethical investing far more mainstream and better regulated.

Read the FAQ

Let's talk through your goals

Have a question, or want to talk through your goals? A first conversation doesn't cost anything and doesn't commit you to anything.